Only for US ChatGPT users for now, so UK readers can't connect their bank accounts.
Kenning's take
What it does
Finances in ChatGPT lets users connect bank, card and investment accounts through Plaid, then see a dashboard of spending, subscriptions, upcoming payments and portfolio performance. ChatGPT answers questions about budgets, savings goals and investments using that data, and has added credit score tracking, stock watchlists and weekly updates. OpenAI says it is not a replacement for professional financial advice, and it is only available in the US.
- Connect accounts at over 12,000 US institutions via Plaid
- Spending, subscription and portfolio dashboard
- Credit score monitoring (Experian)
- Stock watchlists
- Weekly finance updates
- Manual entry for unsupported accounts
Who it suits. ChatGPT users in the US who want help with budgeting and understanding their finances.
Key facts
- Category
- Money, bills & shopping
- Part of
- ChatGPT
- Made by
- OpenAI
- Released
- 15 May 2026
- How to get it
- In ChatGPT for US users on Free, Go, Plus and Pro plans (Pro preview from 15 May 2026, Plus and Pro from 25 June, Free and Go from 2 October)
- Works on
- Web, iOS, Android
- In the UK
- No
- Free plan
- yes, for US users on the ChatGPT Free plan
Ratings
FAQ
Is Finances in ChatGPT available in the UK?
No. OpenAI says it is available in the US only.
When did Finances in ChatGPT launch?
OpenAI released a preview to US Pro users on 15 May 2026 and extended it to Free and Go users on 2 October 2026.
How does ChatGPT connect to bank accounts?
Through Plaid, by opening Finances in the sidebar and choosing Get started.
Facts from the maker's own pages and the sources listed. Checked 2026-10-11.
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