US companies only, so UK firms can't use it; for Mercury customers it is free until the end of 2026.

Kenning's take

What it does

Mercury Books is double-entry accounting software inside Mercury, the US business banking platform. It pulls transactions from Mercury automatically, connects external financial platforms, produces profit and loss, cash flow and balance sheet reports, and supports cash or accrual accounting. Categorisation and reconciliation can be handed to Mercury's Command AI.

  • Double-entry accounting from Mercury data
  • P&L, cash flow and balance sheet reports
  • Cash or accrual accounting
  • Connects external financial platforms
  • Command AI for categorisation and reconciliation

Who it suits. US-registered startups and small businesses that bank with Mercury and want their books in the same place.

Key facts

Made by
Mercury
Based in
United States
How to get it
for Mercury business account holders; Mercury accepts U.S. companies, including those with founders outside the US
Works on
Web
In the UK
No
Free plan
Fee waived until 31 December 2026

Pricing

PlanPriceBilled
Mercury Books$35month

source

FAQ

How much does Mercury Books cost?

$35 a month, with the fee waived until 31 December 2026.

Can UK businesses use Mercury Books?

Mercury accepts U.S. companies. Founders living outside the US can apply, but the business must be a U.S. company.

What reports does Mercury Books produce?

Profit and loss, cash flow and balance sheet reports.

Facts from the maker's own pages and the sources listed. Checked 2026-10-11.